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Privacy Policy

Thank you for visiting saferandsmarter.com. We know that you care how information about you is used and shared and we appreciate your trust. This statement describes our privacy policy. It applies only to saferandsmarter.com, so if you visit sites that we link to, be sure to check out their privacy policies. Enserv reserves the right to revise this policy at any time, so please re-read it in connection with your use of the saferandsmarter.com website.

LEGAL GUIDELINES Information and Content
The information contained on this website is made available for parties interested in Enserv and is compiled and continually updated according to our best knowledge and understanding. We strive to make our website as current as possible. We therefore reserve the right to update, change or alter our information and/or data at any time and without any further notification. It is also conceivable that parts or our entire website might be removed without warning. Please note that under no circumstance are we liable for inaccurate or outdated information, quotes, data, graphs and charts.
The transmission of the website contents is generally secure, as is the information made available by ordering or downloading. The same applies to information forwarded from outside parties to Enserv’s clearing server. In general, such transmissions occur via public access network (Internet). Take note that it is your responsibility to protect and/or encrypt your information for transmission to Enserv’s clearing server if necessary. Abuse of the website, all or any part of its contents or any underlying information thereof, will be prosecuted.

HYPERLINKS
Enserv is not liable for offers obtained through hyperlinks to our website. We are also not responsible or liable for contents of websites reached via hyperlink from our website. Inclusion on this website of advertisements or links to linked websites does not imply any endorsement by Enserv of that material. You can check the URL in your browser's address field to determine if you have moved from this website to a Linked Site. If the URL does not begin with www.saferandsmarter.com, you are no longer on this website.

DATA SECURITY
We adhere to the specifics dictated by the Federal Law on Data Security. In addition, our employees are bound to the conditions of the Banking Secret, (Art. 47 Federal Law on Banks and Savings Banks). All data received by Enserv from the Internet is treated confidentially. Any personal information becoming available to us is kept secret, protected and used exclusively for the purpose for which it was originally submitted to us. Without explicit agreement by the owner, data is neither forwarded in any way nor made available to third parties.

PRIVACY AND SECURITY
Except as may otherwise be required by law, Enserv adheres to the Enserv Privacy & Security Policy posted on this website. You acknowledge that you have read and agree to the Privacy & Security Policy. You should be aware, however, that a Linked Website may contain privacy policies that differ from Enserv’s policy. Enserv is not responsible for any such provisions and expressly disclaim any liability related to such provisions.

INTELLECTUAL PROPERTY
The trademarks, service marks, and logos ("Intellectual Property") displayed on this website are the property of Enserv or of a lender or partner (a "partner" is a third party that Enserv does business with in offering products and services) featured on this website. You may not use any Intellectual Property for any purpose without the prior written permission of Enserv or the lender/partner owning the Intellectual Property, as applicable. All information and content, including any products, services, marketing plans, proprietary technology, processes, programs, or procedures ("Content") is protected by copyright. You may not copy, distribute, display, publish, sell, license, or otherwise use any Content available on or through this website for commercial or public purposes. Images, photographs, charts, diagrams, exhibits, copy and data published on the Enserv Website may only be used with the explicit consent of the corresponding company.

OFFERS AND CONTRACTS
Offers available on our website are clearly marked as such. By accepting an offer you confirm having read, acknowledged and are agreeing with the general conditions. Here, too, we reserve the right to change and/or remove in its entirety an offer at any time, without warning or notification of clients or parties interested. Information not specifically labeled does not constitute an offer. In those cases, no contract of any kind can be construed.

COMPLIANCE WITH LAWS, REGULATIONS AND PLACE OF JURISDICTION
Visitor access to and use of this website are subject to all applicable federal, state, local, and international laws and regulations. These Terms of Use will be interpreted under, and visitors to this website agree to submit to, the laws of the United States and the State of California.

LIMITATION OF LIABILITY
Enserv is not liable for any loss or damage caused by a visitor's reliance on: (1) any information or (2) any product or service obtained through this website or a Linked Website. Visitors are responsible for assessing the accuracy and completeness of any information obtained from this website or a Linked Website.

Enserv is not responsible or liable for any inaccuracies, errors or omissions in the Content or in the products or services offered on this website or a Linked Website.

Enserv is not liable in any way for any indirect, special, punitive, consequential, or indirect damages in connection with the use of this website or Linked Website or with the delay or inability to use this website or a Linked Website, whether or not Enserv is made aware of the possibility of such damages. This limitation includes, but is not limited to, the transmission of any viruses or Trojan horses that may affect a Visitor's equipment, failure of any electronic or telephonic equipment, communication or connection lines, unauthorized access, theft, operator errors, or any force majeure. Enserv does not guarantee continuous, uninterrupted or secure access to this website or a Linked Website.

VIOLATIONS OF TERMS OF USE
Enserv reserves the right to seek all remedies available for violation of these Terms of Use, including the right to block access from a particular Internet address to this Site.